Digital wallets have emerged as an essential financial innovation, reshaping the way individuals manage and access money. For women, particularly in developing economies, digital wallets offer new avenues for financial independence, entrepreneurship, and economic participation. This research explores the relationship between digital wallet usage and women empowerment by analysing the factors influencing adoption, benefits, barriers, and the social transformation facilitated by digital financial inclusion. Findings suggest that accessibility, financial literacy, smartphone usage, and social norms significantly influence digital wallet adoption among women. The study concludes that digital wallets play a crucial role in promoting women’s economic empowerment, provided adequate education, trust, and infrastructure are in place.