[29] A PILOT STUDY ON THE IMPACT OF IMPLEMENTATION OF AGRICULTURAL FINANCE SCHEMES OF GOVERNMENT OF MAHARASHTRA ON THE FINNACIAL WELL-BEING OF FARMERS IN NASHIK DISTRICT

How to Cite : Rohini Devram Wackchaure & Ganesh Ramesh Teltumbade (2026). A Pilot Study on the Impact of Implementation of Agricultural Finance Schemes of Government of Maharashtra on the Finnacial Well-being of Farmers in Nashik District. International Journal of Multidisciplinary Research & Reviews, 5(8),333-343. https://doi.org/10.56815/ijmrr.v5i8.2026.333-343

Abstract

The sustainability of rural livelihoods and the financial stability of farmers are greatly enhanced by agricultural finance. The study is significant because agricultural financing programs may improve farmers' livelihood stability, productivity, and financial security. It aids in determining if these programs are successfully supporting farmers' sustainable means of subsistence. The aim of this research is to analyse the impact of adoption of agricultural finance schemes on livelihood sustainability of famers in Nashik District. The statistical technique used in the current study is one sample t-test. The findings of the study indicated that Increase in farm income, Improvement in agricultural productivity, Adoption of modern farming technologies, Reduction in dependence on moneylenders, Enhancement of livelihood security, Stabilization of income through risk mitigation, Diversification into allied activities, Improvement in standard of living, Strengthening of financial inclusion, and Growth in investment capacity are significant Impact of Adoption of Agricultural Finance Schemes on Livelihood Sustainability of Farmers in Nashik District.